• Six Stock Portfolios:
  1. Primary Stock Portfolio: since 1998, this portfolio of spin-off stocks has averaged 33.1% per year. The average return of stocks sold in this portfolio is 94.9%. The stocks in this portfolio are usually undiscovered small-to-medium-sized companies, but they are not penny stocks.
  2. High-Dividend Blue Chip Stock Portfolio: made up of dividend paying stocks for investors seeking safety, growth and income. This portfolio's return has been 19.2% per year.
  3. Bear Market Stock Portfolio: four recession-resistant industries had an average annual return of 19.2% during the 2000-2003 bear market. This portfolio is comprised of our favorite stocks from these four non-cyclical industries.
  4. Value Stock Portfolio: designed for those seeking undervalued stocks, also known as "value" stocks. The stocks in this portfolio may or may not pay dividends.
  5. High-Yield Value Stock Portfolio: designed for those seeking dividend income from value stocks.
  6. International Stock Portfolio: designed for investors seeking to diversify outside of the United States and to benefit from the higher growth potential of foreign economies.
     
• Calendar Of Recent & Pending Spin-Off Stocks
  1. This list is provided for investors who want a starting point to investigate other spin-off opportunities on their own and/or purchase spin-offs before they are added to our Primary Stock Portfolio.
     
• Stock Screen For Growth Investors
  1. Cornerstone Growth Stock Screen: this stock screen seeks momentum-driven growth stocks trading at a reasonable price.
     
• Four Mutual Fund Portfolios
  1. Highly-Rated No-Load Fund Portfolio: this fund has been constructed for long-term investors seeking maximum diversification along with high returns. This portfolio's return has been 19.5% per year.
  2. One-Stop Shopping Portfolio: some people prefer the simplicity of using only one mutual fund. This "portfolio" is a short list of equity-oriented funds that answers the question, "If you could only buy one stock mutual fund, which would offer the best combination of return and diversification?" This portfolio's return has been 19.1% per year.
  3. Socially Responsible Mutual Fund Portfolio: this portfolio will show you how to buy a mutual fund with excellent returns while only investing in socially responsible companies.
  4. Index Funds & Exchange-Traded Funds (ETFs): designed for investors who want to keep a portion of their portfolio in low-cost index funds and/or ETFs.
     
• One Option Portfolio
  1. Option Portfolio: The average option (past and present) in our Option Portfolio has risen 41.9% with the average holding period being 7 months. Annualized, that's a return of 82.4% per year. LEAPS (Long-Term Equity Anticipation Securities) are occasionally recommended along with options of shorter length. Because options can be very risky, we are extremely selective about the recommendations we add to this portfolio. Therefore the number of options in this portfolio is very low with only a handful being recommended at most. At times, no options meet our criteria for qualification into this portfolio.
     
• One Industry Analysis Portfolio
  1. The Industry/Sector Spotlight features industries that show extra promise. The securities in this portfolio could be either mutual funds or stocks. This portfolio's return has been 30.3% per year.
     
• One Entry-Level Fund
  1. Beginner Mutual Fund: build a diversified selection of stocks with nothing down and only $50 a month by using this no-load mutual fund.

We are constantly searching for the best rates for money market funds and interest-bearing checking accounts. Our findings: an interest-bearing floating-rate account paying 3.76% and an interest-bearing checking account paying 4.0%.

And finally, we'll also tell you which discount brokers we recommend. If you are paying more than $5 per trade, you're paying too much. But beware: there are some discount brokers that you should avoid due to poor execution and/or substandard service. With our guidance, subscribers don't have to worry about choosing the wrong one.